Year  2013 2013 2103 2013 2013 2013 2013 2013 2013 Company American Farmers & Ranchers  Farmer's  Farmer's  Liberty  Safeco  Oklahoma Farm Bureau  Shelter  Shelter  AAA Overall Rate Change  5.30% 8.40% 6.30% 16.8% 16.80% 13.69% 15.10% 15.00% 5.70% 2012 2012 2012 2012 2012 2012 2012 2012 2012 2012 2012 2012 2012 American Farmers & Ranchers  Allstate  Farmer's  Farmer's  Farmer's  Farmer's Liberty Safeco  State Farm  Shelter  Shelter  USAA AAA 8.40% 10.00% 3.90% 4.80% 18.10% 29.50% 11.80% 12.80% 10.10% 14.80% 15.30% 9.40% 8.40% 2011 2011 2011 2011 2011 2011 2011 2011 2011 2011 2011 2011 2011 2011 American Farmers & Ranchers Allstate Allstate Farmer's Farmer's Farmer's Farmer's Liberty Safeco Oklahoma Farm Bureau State Farm USAA AAA AAA 5.40% 9.70% 12.00% 2% 1.26% 2.70% 1.80% 11% 8.80% 32.31% 7.80% 15.00% 5.00% 6.40% 2010 2010 2010 2010 2010 2010 2010 American Farmers & Ranchers Farmers Farmers Liberty Safeco Oklahoma Farm Bureau State Farm 6.40% 4.60% 5.10% 6% 4.10% 21.19% 10% 2010 2010 2010 2010 2010 Shelter Shelter USAA AAA AAA 19.90% 19.90% 10.90% 9% 5.50% *Not all insurers increase rates in a given year **Insurers that have more than one product line or file for more than one rate increase  may appear more than once in a given year  Source: Oklahoma Insurance Department